Chris Jurtovski is a licensed mortgage agent based in Ontario with a focused specialty in helping self-employed professionals navigate the mortgage process. He understands that freelancers, contractors, and business owners don’t always fit the income mold that traditional lenders expect, and that’s exactly where his expertise comes in.
With access to a broad network of lenders across Ontario, Chris works to match each client with mortgage options that reflect their actual financial picture, not just what shows up on a standard income statement. His process is straightforward, his communication is clear, and his focus is always on finding the right solution for each individual situation.
Whether you’re purchasing your first home, refinancing, or investing in real estate, Chris brings the experience and lender relationships to help you move forward with confidence.
Flexible financing solutions to help self-employed buyers purchase a primary residence, even when traditional banks say no.
Unlock your home's equity or secure better loan terms with refinancing options tailored to non-traditional income structures.
Dedicated programs designed for entrepreneurs, freelancers, and contractors whose income doesn't fit standard lending models.
Grow your real estate portfolio with mortgage solutions built for self-employed professionals looking beyond their primary home.
Yes. Many lenders offer mortgage solutions specifically designed for self-employed borrowers. The key is presenting your income and financial situation correctly so lenders can properly evaluate your ability to repay the loan.
Requirements can vary by lender, but common documents include tax returns, bank statements, business financials, and proof of income. We help guide you through exactly what’s needed for your situation.
Not always. Some lenders may require a slightly larger down payment depending on your financial profile, but there are multiple options available and we help you explore the best one.
Yes. Many self-employed professionals have variable income. Lenders often look at income averages over time and other financial indicators to determine eligibility.
The timeline can vary depending on the lender and documentation, but many approvals can be completed within a few days once all required documents are provided.
Helping self-employed professionals across Ontario find flexible mortgage solutions.
